A past due fee. A past due fee. Is that on the Capital One or. Yeah. Yes. Oh. What are you doing? I need to turn on auto pay. Why do you not have auto pay on? Okay. I like to believe I’m a responsible person. Uh huh. And yeah, that’s good to have beliefs about both. That lead us down the wrong path. That’s great. That historically has LED to amazing situations for everyone. Yeah. It LED me to acting school. And how’s that going? What if I tell you it’s a work in progress? I believe it. I’ll tell you how to not save money. And that’s going to acting school. While you’re already in masters. While you’re already floundering. The income you have. While you already have debt. While you can’t pay off a card. While fees are accruing, while interest is accruing. Yep. Yeah. That’s not how we budget.