I spent $19,000 last month. Let’s go on my date together so I can show you what the fuck happened every time I did, I sit down by actual numbers. I don’t have to estimate. I go through my statements and write out every single expense. Typically, my expense tracker doesn’t usually look this outrageous. Once I’ve got the numbers written out, I add them up into my category so I can assess the damage. Earlier in the month, I knew I’d probably be wild and out, so I invested $13,000 and maxed out my 4:01 k. This was a high income month, but also a high spending month. So in September, I’m operating a lot leaner by capping out spending. At $4,000, I’ll be spending less, but also saving and investing less. This all took me less than 60 minutes to set myself up for success in September.