There’s a two stage system,
isn’t there? There’s the managers,
but the managers vet will not put something up that they don’t. Yeah.
Think is suitable. Yeah,
but sometimes the banks run out of money and they don’t lend.
But what they do is they just delay the answer or.
Or they put more, um,
like more covenants in place to me
or the raise the interest rate
so it’s so unaffordable that no one bothers doing it.
Right, they do come in and out.
They do come in and out and they put.
If they don’t, they never say they’re out of a sector.
They never say they’re out of doing it.
They just put, we don’t like that sector,
but if we were connected to that sector,
we would want this, this,
this and this, right?
And it might be, we want to see 5 years books.
So you go to me, go,
look, I’ve been trading four years.
No, sorry,
we only want to take businesses that have been going five years.
Or they go, sorry,
we really only want to lend to people who’ve got three nipples.
They just come up with these
random excuses.